Three licences — three different desks
Built for your scale. Priced for your needs.
Start is a single pawn shop. Pro adds branches, auction and accounts. Enterprise unlocks bank re-pledge and the AI chatbot. Call +91 99522 92120.
Traditional pawn shop
Swarna Start
Custom Quote / licence
Pawn desk for a single shop
Pawn desk for one shop
- 1 branch only
- Super Admin, Cashier, Staff
- One-page Easy Pledge
- Customer + KYC + masked Aadhaar
- Duplicate customer search
- Gold & silver, hallmark / HUID
- Daily gold rate (never overwritten)
- Single-rate interest schemes
- Interest, part principal, settlement
- Jewel photos & packet QR
- Pawn ticket print (A4)
- Cashier open / close
- Basic dashboard & 15 reports
- WhatsApp / SMS message log
- Auction lifecycle
- Double-entry accounts
- Multi-branch / vault chain
- Bank re-pledge
- AI chatbot & copilot
- Customer portal
Inquire about Swarna Start
MOST POPULAR Gold finance company
Swarna Pro
Custom Quote / licence
Gold finance house with accounts & auction
Everything in Start, plus
- Up to 10 branches
- Slab / multi-rate interest
- Partial jewel release
- Loan renewal (new pledge number)
- Vault · locker · chain of custody
- Full auction: notice → sale → surplus payable
- Double-entry accounts & books
- Maker-checker approvals
- Customer 360° + follow-ups / PTP
- LTV monitoring board
- Tamil Nadu pawn-broker registers
- Document / bill designer
- CSV / Excel import
- 35+ reports · English + Tamil ticket
- Bank re-pledge / refinance
- AI chatbot & owner copilot
- Gold-price stress test
- Customer mobile portal
- Unlimited branches
Inquire about Swarna Pro
NBFC / multi-branch / re-pledge
Swarna Enterprise
Custom Quote / licence
NBFC / multi-branch ERP with re-pledge & AI
Everything in Pro, plus
- Unlimited branches
- Bank re-pledge / refinance desk
- Floating AI chatbot (allowlisted)
- AI owner dashboard & insights
- Customer risk score (advisory)
- Gold-price stress & cash-flow forecast
- Customer mobile portal + secure QR
- WhatsApp & SMS provider adapters
- Loan & customer profitability
- Fraud / anomaly alerts
- 50+ reports · EN / TA / HI
- Backup & restore
- Versioned RBI / state compliance
- Custom roles
Inquire about Swarna Enterprise
Feature comparison
Licence fee shown is software access. Statutory pawn-broker / NBFC licences are separate. Compliance settings must be reviewed against the organisation’s licence, entity type and applicable current regulations. This software does not itself make an organisation RBI or state-law compliant.