Every module is a real desk — not a brochure tile.

Easy Pledge Customer, KYC, unlimited jewels, photos, packet QR, LTV traffic light, save + print. Start ₹18K+ Customers Masked Aadhaar, duplicate search with confidence — never auto-merged. Start ₹18K+ Collections Interest only, part principal, full settlement with waiver permission. Start ₹18K+ Gold rates Daily 22K / 24K loan rates. History is never overwritten. Start ₹18K+ Vault Packets, lockers, chain of custody from branch to bank. Pro ₹25K+ Auction Eligible → notice → scheduled → sold. Surplus is a payable. Pro ₹25K+ Accounts True double-entry for disbursement, collection, surplus. Pro ₹25K+ Renewal & partial release Remaining collateral must still cover outstanding. Pro ₹25K+ Bank re-pledge Map jewels from many customer loans to one bank facility. Enterprise ₹35K+ AI chatbot Allowlisted questions on interest, auction, cash, gold stress. Enterprise ₹35K+ Customer portal Secure QR ticket lookup — no Aadhaar on the token. Enterprise ₹35K+ Compliance Versioned RBI / Tamil Nadu pawn-broker rules. Enterprise ₹35K+